Step 1: Complete our easy online loan application

Our loan application is easy and 100% secure. You can apply online or by phone in just a few minutes. Either way, you’ll get an answer in seconds. Why not apply now and find out how much cash you can get?

All you need to apply for a loan from PayDay One is an email address, active checking account, and a job or regular source of income. You must also be at least 18 years old and a US citizen.

Step 2: Receive funds in your account

Upon approval, your checking account will be electronically credited the next business day (for all applications completed by 5:00 PM CT).

Applications received after 5:00PM CT are processed the next day.

Step 3: Manage your account with ease

With The Paycheck Store, LLC™, you’ll have online access to your account 24/7. You can check your balance and make payments with just a few clicks. We’ll even send you email reminders when a payment is due. And if you ever need help, just call 1-205-979-4000 or email a helpful loan specialist.